Creator of Refvel Retail

Founder & CEO – Vinking Group | Creator of Refvel Retail

Founder & CEO – Vinking Group

Creator of Refvel Retail

Vinod Ramaswamy (born 17 February 2000) is an Indian entrepreneur and investor. He is the Founder and CEO of Vinking Group, a ₹400 crore enterprise operating across digital services, refurbished retail, finance, and farming.

Born in Karimangalam, Dharmapuri, Tamil Nadu and raised in Bangalore, Vinod’s journey is one of self-made success built from personal loss. He lost both parents at a young age, an experience that shaped his resilience, independence, and vision to uplift others through business.

Vinod Ramaswamy

Early Life & Career Beginnings

Vinod was educated at Janaseva Vidyakendra Boys Residential School, and briefly attended Jain College before dropping out to start his first venture. From small beginnings — designing websites, selling t-shirts (under “VII NII”), and freelance digital work — he began laying the foundation for Vinking Group.

His early companies like Web Raj and Rajammal Consultancy gave him practical experience, even though they didn’t succeed financially.

COVID Crisis & Comeback

In 2019, the group crossed the $10,000 milestone, and Vinod chose to donate over 70% of company revenue to charitable causes, especially education for underprivileged students.

This generosity, though noble, left the company financially vulnerable when the COVID-19 pandemic hit in 2020. The business nearly collapsed — vendors withdrew, clients froze, and cash flow dried up.

But Vinod refused to give up.

By pivoting operations, restructuring teams, and returning to grassroots strategy, he rebuilt Vinking Group from the ground up, reaching ₹400 crore turnover by FY 2024–25. His comeback became one of the group’s most defining moments.

Founding Vinking Group

After brief success in stock trading, Vinod launched Vinking Broking, which evolved into Vinking Group in 2017.

Over the years, he expanded into multiple sectors

Vinking Infratech (2021)

Infrastructure & construction

MMS DMT (2023)

Money transfer and digital payments

Refvel Retail (2023)

B2B refurbished mobile distribution

VK Farms (2025)

Agriculture & livestock

OUR VALUE

Constant Value of
Reliability & Responsibility.

At Herrington, we believe building trust builds better business. To cultivate trust, four basic core values guide our behavior in all aspects of our business.

Excellence in Everything
A commitment to strive relentlessly, be innovative and to constantly improve ourselves, our teams, our services and products.
Integrity and Transparency
We honor our commitments to clients, to each other, and to the company. We take ownership of our work and hold ourselves.
Focus on the Client
We recognize that people drive success. We work together, both as a company and with our clients, to share knowledge.
Leadership by Example
A commitment to set standards in our business and transactions and be an exemplar for the industry and our own teams.
Result With Unparalleled Services
4 Point strives to provide “white glove” service to all of our clients, team members, and candidates. With the majority of our team having Masters degrees or beyond.
Pursue Holistic Impact
We conduct ourselves and our business affairs in accordance with the highest ethical standards, striving always to be a respected corporate citizen worldwide.

Let’s Collaborate with Us!

From an early stage start-up’s growth strategies to helping existing businesses, we have done it all! The results speak for themselves. Our services work.

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Refurbished. Reliable. Refvel.

Address Business
jigani bengaluru 560105
Contact With Us
Call Consulting: (234) 109-6666
Call Cooperate: 234) 244-8888
Working Time
Mon - Sat: 8.00am - 18.00pm
Holiday : Closed
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Contact With Us!

2220 Plymouth Rd #302, Hopkins, Minnesota(MN), 55305

Call us: (234) 109-6666

Mon – Sat: 8.00am – 18.00pm / Holiday : Closed